Myerson Wealth

Life Settlements: Should You Sell Your Life Insurance?

A cash infusion can be a lifesaver in a crisis, but a life settlement is not always a good option.

You’ve probably seen the TV ads: turn your unneeded life insurance policy into cash.

These “life settlements” serve policyholders who no longer need their life insurance for any of various reasons. Maybe the children have grown, the spouse has died, or investments have grown large enough to provide for survivors.

Or perhaps the policy is too expensive to maintain because premiums have gone up.

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