I received an unexpected holiday gift last week. My brother sent me a gadget the likes of which I’d not previously seen. This particular device is used for saving wine from spoiling if the bottle is not consumed the day it is opened. Since my wife enjoys drinking white wine, and I prefer red, and […]

My son asked if he could make a Thanksgiving dish and opted to prepare the mashed potatoes. While his effort was good, the potatoes were somewhat stodgy and did not look like they could feed the 22 guests we had for dinner. He asked how he could fix them. I suggested he add some homemade […]

Historically, the 4th Quarter of most calendar years presents significant opportunities for clients seeking a life insurance policy. Many life insurance carriers, particularly Stock Companies – companies owned by outside shareholders and run by an incentivized management team (which account for the majority of life insurance carriers in the US today) – are behind in […]